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401K / IRA

QuestionsCategory: Questions401K / IRA
Keith Dickerson asked 4 years ago
Pat, I am recent new member and appreciate all the guidance you give on your stocks, along with the super helpful videos! I know this does not pertain to the day to do of what you do for the members, but would appreciate some insight. I switched jobs about a year ago and needed to switch my 401K to an IRA and mostly did the 3 fund portfolio consisting of VTI/VXUS/BND based on my age of 36, so little BND compared to the others. I keep a separate portfolio that I never sell and only dollar cost average to buy those 3 funds in my IRA.  I have an additional personal portfolio for the day to day of your service, but keep this one just monthly investing to DCA and never touch. Does VTI/VXUS look like they are in acceptable shape to continue holding in a long term portfolio or would it make sense that I need to take some off the table in my long term portfolio, although maybe too late? Just looking for some advice from seeing a near ~20% gain dissolve more into a ~5% gain and how you approach long term portfolios if you happen to have any advice into that.   Thank you so much for what you offer, and hope this doesn't go outside of the bounds too much.   Thanks, Keith
1 Answers
Avatar photoOwen Staff answered 4 years ago

Hi Keith,
Video from Pat:
https://youtu.be/NpFL2Wj5lD0