pat,
I know you recommend buying the same stocks in regular and ira ports...let me give you an example and tell me how you would handle it.....if your regular port is 100,000 and you have an ira worth 100,000 and your wife has one also worth 100,000, would you be making a starting position of one stock in each of those three accounts of 50 percent positions of one stock in each account, followed by 30 percent as it rises, followed by 20 percent to get to a full position in each trading account ...also then allowing up to say, 5 to10, eventual positions of different stocks in each account?